At Rossbank we pride ourselves on pushing the envelope when it comes to innovation and service. Recognising that different languages, legal requirements and terminology can confuse purchasers when buying an overseas property, Rossbank has developed a service that covers all aspects of this process. We have appointed solicitors to manage the entire legal process on behalf of clients and all communications are conducted in English to avoid any unnecessary confusion over the meaning of agreements or legal requirements. This is one of the key differences that set Rossbank apart from the rest.
The second is the fact that the mortgage we offer is secured against the property being bought which means the borrower’s main home is not at risk. |
But in addition to providing mortgages and legal services, Rossbank will also instruct a valuer, organize a Notary for you and arrange your buildings insurance, contents insurance & life assurance if you wish.
You will deal directly with us and the whole process, including all documentation, will be in English which means you don’t have to worry about translations and language problems.
Overview of the Process!
As you can understand the buying process differs depending on the country of purchase and you can find a more detailed overview of each process on each of the individual country sections. Click on a country - France, Spain, Portugal, Italy, Germany, South Africa.
However, to give you a broad overview of the process – see below:
- Contact Rossbank or let Rossbank Contact you buy filling in our Online Enquiry Form
- We will asses your case upon contact and advise you on the likelihood of obtaining finance. Under certain circumstances we can obtain an immediate Approval in Principle, this provides comfort for you when property hunting
- We will then send you an Application Form
- Upon receipt of a fully completed application form we will then take you through the entire process, monitoring your overseas mortgage from start to finish. We will organize your solicitor, Surveyor, Notary, Buildings Insurance and Life Assurance should you request it and the entire process will be fully English speaking.
- We will also advise you on average costs incurred in buying a property in your chosen country or region. The only issue you will have as a Rossbank client is finding the right property.
Our Service Promise!
Here at Rossbank, we are not just a mortgage provider; we are a “solutions provider”. We promise to bring our clients the most innovative products on the market and deliver outstanding service at each stage of the mortgage process. We give each client a bespoke and tailored service that ensures all aspects of the overseas buying process are catered for. |
